Sebastian Zito
Licensed Medicare Agent
Your Partner in PEACE OF MIND
Meet Your Medicare Guide
A quick hello from me to you—why I love what I do and how I’m here to help you feel confident about your Medicare choices.
Your Trusted Medicare Expert:
Sebastian Zito
Sebastian Zito chose to specialize in Medicare because he saw firsthand how overwhelming and confusing the process could be for so many people he cared about. Motivated by a genuine passion for helping others find clarity and confidence in their healthcare choices, Sebastian is committed to making Medicare simpler and more accessible for everyone he serves.
With a background in insurance and years of experience guiding clients through complex healthcare decisions, Sebastian brings a unique blend of deep technical knowledge and heartfelt personal service. His ability to break down complicated information into clear, easy-to-understand advice sets him apart in the Medicare industry.
Guided by strong personal values of honesty, patience, and empathy, Sebastian treats every client like family. He believes that trust is earned through listening, understanding individual needs, and always putting the client’s best interest first.
One of Sebastian’s proudest moments was helping Pedro, a 62-year-old from Tennessee, find a $0 Dual Special Needs Medicare Advantage plan that met all his healthcare needs — from prescriptions and surgeries to vision, dental, and even $297 a month for healthy food and OTC items. This policy also offers transportation and that is big for Pedro because he does not have reliable transportation. The experience changed both their lives, sparking a lasting friendship and reminding Sebastian that his work is about more than just insurance — it’s about making a real difference.
Outside of work, Sebastian is a proud father of two, an avid horse lover, and an amateur chef. His down-to-earth nature and love for family life help him connect with clients on a personal level, making every interaction not just informative, but genuinely supportive.
Medicare & Health
AGENT VERIFIED
Sebastian Zito
National Producer Number:
19471522
Licensed States: Alabama Alaska Arizona Arkansas Colorado Connecticut Delaware Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
REAL Clients, REAL Reviews:
"Working with was a breath of fresh air. They made the entire process feel simple and stress-free, which is rare when it comes to insurance. I felt truly heard and supported every step of the way. They explained my options in plain language, answered every question with patience, and helped me find a plan that actually fits my needs. I’ve already told my family—this is who you want in your corner."
Julie A.
Yelp
"I can’t say enough good things about . From start to finish, they made me feel like a priority. It wasn’t just about setting up a policy—it was about making sure I fully understood what I was getting and felt confident in my choices. The team is knowledgeable, down-to-earth, and genuinely committed to helping people. I finally feel like I have coverage I can trust and a team that has my back."
Wesley R.
Let Us Support You
From Medicare plans to local resources, here are the services we offer to support your health and peace of mind.
Medicare Advantage
We help clients explore Medicare Advantage plans that combine hospital and medical coverage, often with added benefits like dental, vision, and wellness programs. Our team ensures you understand the differences between plans and find one that aligns with your healthcare needs and budget.
Medicare Supplement (Medigap)
Medigap policies help cover out-of-pocket costs that Original Medicare doesn’t pay, such as copayments, coinsurance, and deductibles. We guide you through the available options to ensure you have the extra coverage and peace of mind you deserve.
Prescription Drug Plans
We assist in selecting stand-alone Part D plans that cover your prescription medications at the lowest possible cost. By comparing plans annually, we help you stay updated on changes and avoid unexpected expenses.
VA Coordination Help
Navigating both Medicare and VA benefits can be confusing. We help veterans coordinate their healthcare options to ensure they get the most value from both systems without overlap or unnecessary costs.
Local Resource Navigation (if applicable)
Our team connects clients with community resources such as senior centers, transportation assistance, and food programs. We help ensure you receive not just healthcare, but comprehensive support to improve your overall quality of life.
Medicaid/Extra Help Support
We assist with the application process for Medicaid and programs like Extra Help that can lower your prescription drug costs. Our goal is to make these benefits more accessible, especially for individuals with limited income or resources.
Let’s Find the Right Plan for You
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Individual experience may vary. Site is not an insurance or operating company but connects individuals with insurance agencies. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. Site is not affiliated with any insurance plan nor does it represent or endorse any plan. Site is not affiliated with or endorsed by the United States government or the Centers for Medicare and Medicaid Services. By using this site, you acknowledge that you have read and agree to the Terms of Service and Privacy Policy. Your call will be connected with a licensed insurance agent with a third-party partner of Site who can provide more information about Medicare Advantage, Medicare Supplement Insurance, and Prescription Drug Plans from one or several insurance carriers. Plan and benefit availability varies by carrier and location. Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a special enrollment period.
Not connected with or endorsed by the United States government or the Federal Medicare program. Not all products are available in all states. Products are available in the following states: AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV and WY. There is absolutely no obligation to purchase anything. At SJZ Capital LLC, you will talk with a licensed insurance agent in your state. By entering my phone number and by pressing the Submit button, I consent to be contacted by phone, text message or email. By speaking to a live representative you agree to our privacy policy, agree to receive calls, voicemails, text messages, or emails regarding your Medicare Advantage, Medicare Supplement Insurance, and Prescription Drug Plan options using any phone number, text message or email address you provide from a Site, its affiliates or other third-party representatives, one of our licensed insurance agents or business partners, and you agree such calls may use an automatic telephone dialing system or an artificial or prerecorded voice to deliver messages even if you are on a government do-not-call registry. This agreement is not a condition of enrollment.* Results of using the service may vary according to individual information provided.